INSURANCE NERDS BLOG

How Insurance Can Cover Unexpected Situations in your Company’s Food Provenance

Within the food supply chain, its provenance is an important factor that can ensure the quality, safety, and sustainability of the food. If a company allows contaminated or mislabelled food to reach the hands of consumers it can not only lead to costly recalls, but also serious fines imposed by governments and litigation by those […]

Insuring the food supply chain

The food supply chain is the series of activities used to produce, process, distribute and consume food. Also, this highly complex and dynamic system is considered as one of the most essential services needed for human survival and development. Consequently, the food system accounts for 10% of the world gross domestic product (GDP). As the […]

Meet ProAccess: Fulcro’s Self-service Online Portal & Mobile App

With this free tool, conveniently manage all of your claims & insurance policies online and/or from your phone!

Get an Inventory App for your Business

Our recommended apps will make taking inventory of your property & belongings faster, more efficient, cost-effective, and manageable.

Crucial steps are being made to stabilize the Florida property insurance marketplace

The Florida Senate approved a sweeping legislative package designed to combat rising property insurance rates & other problems in the state’s turbulent insurance market.

Insurance policies all restaurants should have

Learn more about the different types of policies all restaurants should have to protect their business, patrons & employees.

Why Insurance Is a Must in the Food Service Industry

No industry is safe from injuries & hazards and the food service industry is no exception, being one of the highest-risk environments.

Risks Restaurant Owners Need To Know

Proper training in safety procedures can save your business money & prevent risks in the workplace.

Reduce Restaurant Workers’ Comp Claims with this Easy Checklist

Contact us to learn if your commercial and workers’ comp insurance programs are covering all of your bases.

Protecting your Business’ Intellectual Property

Protecting your company’s intellectual property can save you lots of money, perhaps even your business.

Why you Need Product Liability Insurance

Huge financial losses & damage to your reputation can occur when you sell a faulty product.

Protect your Property, People & Profits with Retail Insurance

Learn about the necessary policies to protect your retail business from loss of income & business interruption if the unexpected happens. 

How to Prepare for a Possible Product Recall

Product recalls can happen at an alarming rate, and business owners must be ready to meet them adequately. Having a plan and the right insurance can shield your business and reputation. 

Managing Retail & Manufacturing Risks

From equipment breakdown insurance to product safety.

Look up the “ACV” of your Commercial and/or Personal Autos

All clients should look up their vehicles’ ACVs in their current policies & amend the value if necessary.

Valuable Tips on How to Create a Company Culture to Reduce your Cyber Risk

Studies show that 86% of cyber attacks and scams are triggered by employees themselves.

Simple Steps you can Take to Protect Your Business From Cyber Scams

Valuable information to help you protect yourself & your business from cyber risks.

3 Tips to Strengthen Your Cybersecurity Posture

Share these valuable tips on cyber security readiness with your employees.

Equipment Breakdown Insurance

Coverage applies to the cost to repair or replace the equipment & any other property damaged by the breakdown.

Learn What a Surety Bond is & Why You Need One

Surety Bonds provide financial security and construction assurance.

Cyber Risk Prevention & Protection: Insurance Policies to Consider

No cyber security plan can eliminate all liability risks but there are insurance policies that can help protect you & your business.

Are your Employee Benefits Programs Protected from the Following Compliance Risks?

Not being compliant with these laws can be very costly.

Fulcro’s Employee Wellness Program Services

Companies offer employees tools for improving their health & reducing health risks through Wellness Programs.

Insurance Policies all Colleges & Universities Should Have

Design a specialized & effective insurance program so that your employees and students are protected if the unexpected happens.

What Coverage do you Need for your Manufacturing Business?

Manufacturers today face increased potential risks more than ever before

Insurance Policies all Retail Businesses Should Have

Our experts are here to design the perfect policy plan tailored to the unique needs

Insurance Policies all Real Estate & Hospitality Businesses Should Have

As we all face this new reality, the real estate and hospitality industry is faced with an entirely new world of risks.

What to do to Minimize Cyber Risk

As soon as you connect a cable for network and Internet connectivity, you’re at risk of a cyber attack.

Do you Need Pollution Liability Insurance?

Most people don’t realize that pollution liability is not covered under a general liability policy.

COVID-19 Claims’ Forecast for Commercial General Liability (“CGL”) Policies

We understand that one of the main liability concerns that CGL insureds face in these

Which of These Cyber Risks is Your Business Exposed to?

Cyber attacks can result in the loss of priceless data, damage to your brand and reputation, loss of consumer trust & business interruption. Learn what you can do to avoid these risks.

Secured Premises: Are you Responsible if There’s an Accident?

Many commercial insureds are subject to this type of exposure.

5 Things to Know About Commercial Property Insurance this Hurricane Season

You may need a business interruption rider to help you pay for ongoing expenses if a hurricane keeps your business from operating.

Why CPAs Should have Professional Liability Insurance

Running a business is inherently a risky endeavor, making quality professional liability

Why you Need Professional Liability Insurance

Protect your business from claims of negligence related to a professional service.

New Cyber Risks Emerge During COVID-19

Whatever your industry may be, if you and your employees are now continuing your

What You Need to Know About Earthquake Insurance

Just as a tsunami or hurricane, earthquakes can cause much harm to your home & livelihood.