Policies to consider include:

Abuse or Molestation Liability
Coverage includes the actual, alleged, or threatened abuse, molestation, or exploitation by anyone of any person while in the care, custody or control of any insured.

Business Automobile Liability 
Covers the financial responsibility if you or an employee is at fault in an automobile accident and people are injured or their property is damaged.

Business Income Liability including Extra Expense 
Covers loss of income suffered by a business when damage to its premises by a covered cause of loss causes a slowdown or suspension of its operations. Coverage applies to extra expense incurred during the time required to repair or replace the damaged property. additional costs while recovering from a major disruption.

Crime Insurance
Helps protect businesses from fraudulent or dishonest acts committed against them, such as: employee dishonesty and theft, disappearance and destruction, funds transfer fraud, computer fraud, employee fraud, forgery, and social engineering.

Cyber Liability Insurance
Can cover costs associated with data breaches and cyber attacks on your business, such as loss of income due to a cyber event, costs associated with notifying customers affected by a breach, costs for recovering compromised data, costs for repairing damaged computer systems, and more.

Employment Practices Liability
Specialized insurance designed to protect against loss incurred in litigating and settling wrongful employment practice liability claims, including wrongful terminations, harassment, discrimination, defamation, and unfair or illegal hiring practices.

Equipment Breakdown Insurance
Protects your company’s mechanical, electrical, and computer equipment from unexpected breakdowns including the cost to repair or replace damaged equipment.

Pollution Liability Insurance
Covers claims from third parties against bodily injury and property damage caused by hazardous waste materials released during a company’s business operations. This insurance covers you while you are completing a job, and it also covers your completed operations.

Property Insurance
Provides protection for, but not limited to, your building, its equipment, and the business’ personal property within the building against all covered causes of loss such as but not limited to Windstorm, Fire, Earthquake, Theft, and attempted theft.

Umbrella Policy
Provides protection for, but not limited to, your building, its equipment, and the business’ personal property within the building against all covered causes of loss such as but not limited to Windstorm, Fire, Earthquake, Theft, and attempted theft.