Fulcro

ALWAYS BY YOUR SIDE

Helping you protect what matters most.

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About Us

Founded in 1981, Fulcro Insurance is a Hispanic-owned brokerage firm with offices in Puerto Rico, Florida, Georgia, and the Dominican Republic. Our industry-specific specialists provide our clients with the capabilities required to design and place cost-effective insurance, surety, and employee benefits solutions that protect you and your business against the unexpected. 

At Fulcro, we are fully committed to making insurance understandable, secure, and honest. Our trustworthy team is motivated by genuine care for people and is here to provide you with the support you need every step of the way. Our values are not expressed by words but through our unwavering commitment to our clients’ needs.

OUR MILESTONES

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  • 1981

    Founded on July 21, 1981 as First Insurance Group, Inc., a Hispanic (100% Puerto Rican) owned insurance broker.

  • 1985

    Willis Towers Watson, the world's 3rd largest insurance broker, appoints us as its Puerto Rico Retail Network Member.

  • 1987

    Organization of our Claims, Construction, Personal Risks, Loss Control & Employee Benefits Practices.

  • 1989

    First acquisition of insurance producer, Víctor Méndez Cortés.

  • 1996

    Became the PR exclusive representative of the Professional Liability Agents Network,a nationwide organization of insurance producers with professional liability insurance expertise.

  • 1996

    In-house Legal Claims & Litigation Support Practice is created

  • 1998

    Acquires 25% of the 3rd largest insurance brokerage firm in the DR - Manuel O. Matos, Brea & Associate.

  • 2001

    Obtain the Highest Rating in the broker evaluation process conducted by the Treasury Department of the Government of PR under its Governmental Insurance & Risk Management Program.

  • 2008

    First Insurance Group, Inc. re-brands itself as Fulcro Insurance.

  • 2008

    Health Educator added to our team with the initiation of our in-house Wellness Programs.

  • 2009

    Initiated our US mainland expansion with the creation of Fulcro Insurance of Georgia, LLC.

  • 2009

    Received the Puerto Rico Chamber of Commerce’s Zenit Award for the Insurance Sector.

  • 2010

    The Puerto Rico Products Association grants Fulcro an Excellence in Quality-of-Service Award.

  • 2012

    Begins our partnership with Globex International Group, an international employee benefits, insurance & risk management consulting firm for brokers.

  • 2013

    Acquired the Core Insurance Brokers, Inc. portfolio & two new Partners joined the firm. With this acquisition, we enhanced our Construction Risks & Surety Practices' capabilities.

  • 2014

    Continued US expansion with the opening of a Branch Office in Orlando, Florida.

  • 2014

    We became Arthur J Gallagher & Co.’s preferred partner in PR - the fourth largest Risk Management & Insurance Broker in the world.

  • 2014

    Added Claims Concierge Services & hired our in-house Loss Control Director.

  • 2018

    Fulcro of GA entered into partnership with Gallagher Connect Partners, an inclusive, collaborative insurance broker & consultant network—expands carrier relationships, global industry knowledge & world-class innovation.

  • 2019

    Expanded Risk Management services with our in-house CPA, ESQ, RM Director.

  • 2020

    ProAccess launch - our user-friendly, convenient online portal is created for our PR clients.

  • 2021

    ProAccess launch - our user-friendly, convenient online portal is created for our US clients.

  • 2022

    Fulcro Insurance merged with Luis Juarbe Seguros & Fianzas and two new Partners joined the firm. With this merger, we enhanced our Food Services Risk Practice.

EXECUTIVE NERDS

Ramón A. Pérez Blanco, Esq., CPCU

CEO & President

Janyra Pérez Blanco, CPCU, CISR

Partner, Chief Operating Officer & President of Fulcro Georgia

Enrique Pérez Blanco, CPCU

Partner, Chief Growth & Innovation Officer

Julio C. Ortiz, HIA, MHP

Partner, Leader of the Employee Benefits Practice

Ruben A. Jordan Garcia

Managing Director

Arturo Ortiz Rodriguez, Esq.

Partner, Leader of Claims & Legal Disputes Practice

Jose Lee Nogueras

Partner, Property & Casualty Director

Ruben Jordan Blanes

Partner, Leader of the Construction Risk Practice

Luis F Juarbe Berrios

Managing Director

Luis R Juarbe Arrillaga

Senior VP Commercial Risk Practice